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Student housing near The University of Tennessee-Chattanooga

  • 3 places listed
  • Chattanooga, TN
3 More Options Nearby

Other Housing Near The University of Tennessee-Chattanooga

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University Flats

Chattanooga, TN0.2 mi to campus

Room Choice grade
B-

5.0 (1 review)

The property offers student housing in close proximity to the university.

Fitzgerald Apartments

Chattanooga, TN0.3 mi to campus

Room Choice grade
B-

4.0 (1 review)

This apartment community offers convenient access to student housing options near UTC. The property provides a residential setting for students attending the university.

Epsilon Alpha Phi

Chattanooga, TN0.8 mi to campus

Room Choice grade
B-

4.0 (1 review)

The residence is designed to accommodate students attending the university.

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Find verified off-campus housing near The University of Tennessee-Chattanooga in Chattanooga, TN

On-campus room and board: $12,604 per academic year (College Scorecard, 2024-25)

On-campus housing has room for 3,557 students (IPEDS 2023); undergraduate enrollment 10,074 (College Scorecard, 2024-25)

3
Properties
10,074
Students

The University of Tennessee-Chattanooga at a Glance

10,074
Enrollment
81%
Acceptance Rate
50%
Graduation Rate
1,147
SAT Average
23
ACT Median
$51,151
Avg Salary (10yr)
$19,500
Median Debt

Source: College Scorecard (U.S. Department of Education) · Retrieved October 2026

About The University of Tennessee-Chattanooga

Nestled in the vibrant heart of Chattanooga, the University of Tennessee-Chattanooga offers a dynamic educational experience where academic rigor meets urban energy. As a large public university with graduate programs, UTC attracts students seeking quality higher education in a welcoming, moderately selective environment. The campus thrives within a culturally rich city known for its artistic community, outdoor recreation, and revitalized downtown district—giving students unparalleled access to internships, performances, and real-world learning opportunities beyond the classroom. Whether exploring the Tennessee River, catching a show at a historic theater, or connecting with local businesses, students find themselves embedded in an active, creative community. The moderate cost of attendance combined with reasonable living expenses makes this an accessible choice for many families. Living near campus places students within walking distance of eclectic neighborhoods featuring coffee shops, galleries, and restaurants that define Chattanooga's character. This blend of academic excellence and urban vibrancy creates an ideal setting for students who want to balance serious study with the energy and culture that only a living, breathing city can provide.

Quick Facts

Institution Type
Public
Highest Degree
Graduate
Setting
Midsize City
Retention Rate
73%
ACT Median
23
Accreditor
Southern Association of Colleges and Schools Commission on Colleges
Classification
Doctoral/Professional University

Cost & Financial Aid

Annual tuition and estimated costs

In-State Tuition
$10,448
per year
Out-of-State Tuition
$18,512
per year
Average Net Price
$14,265
after aid

As a student at this midsize city university, you'll find various housing options in Chattanooga's urban environment. Strategic choices about where to live and how to structure your housing arrangement can meaningfully reduce your expenses.

  • ✓Consider living with roommates rather than alone, as shared housing arrangements distribute costs across multiple people and can be a practical way to reduce your individual housing burden.
  • ✓Explore neighborhoods at varying distances from campus, as proximity to the university campus may affect available options and what housing situations work for your lifestyle and budget.
  • ✓Look into university-affiliated housing programs and resources, as the institution may offer housing assistance information or partnerships that provide students with additional options.
  • ✓Negotiate lease terms when possible—asking about flexibility in lease length, move-in timing, or included amenities may uncover ways to align housing with your actual needs rather than paying for unused features.

Living Near The University of Tennessee-Chattanooga

Housing Guide for UTC Students

Located in downtown Chattanooga, the University of Tennessee-Chattanooga sits in a vibrant urban setting with plenty of character. The surrounding area blends historic architecture with modern development, creating a dynamic neighborhood that appeals to students and young professionals alike.

Popular student housing areas include the North Shore district, known for its trendy restaurants and galleries, and the St. Elmo neighborhood, which offers a more residential feel while remaining close to campus. The Southside area provides affordable options with easy access to local shops and cafes. Many students also explore Rossville Boulevard and East Brainerd Road for additional housing opportunities.

Getting around is convenient—walking and biking are viable options for navigating campus and nearby areas, while the Chattanooga Area Regional Transportation Authority (CARTA) provides public transit access throughout the city. This makes having a car optional rather than essential.

The neighborhood offers excellent dining and entertainment options, from riverside restaurants along the Tennessee River to independent coffee shops and music venues. Shopping ranges from local boutiques to nearby commercial areas. The overall community atmosphere is welcoming and student-friendly, with active neighborhood associations and regular events. Safety varies by specific area, so researching individual neighborhoods and connecting with current students is recommended before choosing where to live.

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